Take the time to read explanation of benefits

Explanation of Benefits – How You Save Money

The Explanation of Benefits is form that you receive – usually via mail – and it looks a lot like a medical bill. Most of the time, we tend to trash this piece of paper since it looks so complicated, full of codes, abbreviations and numbers. However, that is a very bad idea. It would be better...
How to manage your student loan

How You Can Manage Your Student Loan Better

Paying off your student loan can be a long, arduous and many times complicated process. A student loan also can put tremendous pressure on your personal finances and can even put your credit at risk. So here are some tips on how you can manage your student loans.   Figure Out Your...
What is YouTube Monetization

YouTube Monetization: Making Money Out of Videos

Back in the days, to own a camera is to use it on one of few things: to shoot a film which will be presented in the cinema, to take live footage of any happening to be broadcasted on the news, or to commemorate an event for personal keeping. But with the advent of a video platform like YouTube,...
A list of the richest people in the world

Who are the Richest People in the World in 2018?

In a world where the poor and the barely well-off outnumbers the rich, it takes a real great feat for anyone to bear the label of being the richest people in the world. But holding the position of the world’s richest is not a permanent thing. Time and time again, we have seen shift in the names...
Get to know Social Security Disability Practice Guide

Social Security Disability Practice Guide

The NOSSCR or, the National Organization of Social Security Claimants’ Representatives has created a Social Security Disability Practice Guide. The American Bar Association also has published its own version of the Social Security Disability Practice guide. And these are just a couple of names we...
Here's information for donald trump net worth

What is Donald Trump Net Worth in 2018?

Before becoming the 45th president of the United States, Donald Trump started a career as a businessman. He became successful and managed to own a number of properties and/or assets. As of this year 2018, Donald Trump net worth sits at $3.1 billion. He first ventured in his father’s real estate...
2018 tax deadline - what you need to know

What if you missed the 2018 Tax Deadline?

Tax Day 2018 in the US has now come and gone. If you are one of the unfortunates who missed the tax deadline, then you need to take the following steps to minimize potential complications and/or penalties. The steps you need to take to fix your unfiled tax return are different if you are owe taxes...
This is how you can get out of debt

Get Out Of Debt Fast With These Useful Tips

Once of the biggest problems that people in our times face is debt. A lot of times it seems impossible to get out of debt. However, according to the founder of Get Rich Slowly, JD Roth, getting out of debt is actually easier than most of us realize. According to him, the best way to get out of debt...
The importance of renters Insurance

The Breakdown on Renters Insurance

According to the Insurance Information Institute, 95% of the people who are homeowners have homeowners’ insurance. In contrast, only about 41% of renters have renters insurance. One of the reasons why there is such a difference in these figures is because lenders often make it a requirement that...
Walk and earn with Sweatcoin

Sweatcoin App Can Really Help You Get Fit

Created by SweatCo, a London-based startup, Sweatcoin is a digital app available for iOS as well as Android devices. This app is topping health and fitness charts in the US and its demand is only increasing. Why? Because this app pays you to get fit. The New York Times reported that this app has...

How to Get the Most out of your Tax Refund

A tax refund offers you a rare opportunity to improve your financial status. You can use that money to reduce your debt, save some money or just spend it. In 2017, the IRS issued a whopping 119.5 million tax refunds. And the average payout per person was $2,895. According to a GOBankingRates...
Lady Gaga net worth - how it came to be

Lady Gaga Net Worth – The Story Behind It All

Also called Mother Monster by her fans, she became a millionaire not just because of her music but also because of her business acumen. Lady Gaga net worth is now $275 million, at the age of 32. Born Stefani Joanne Angelina Germanotta on March 28, 1986, this singer-songwriter, businesswoman,...
How did Bezos become the richest man in the world

The Richest Man in the World – Jeff Bezos

When we talk about the richest people on the planet, we are talking about people who have money enough to run small nations. So who is the richest man in the world today? A lot of the richest people in the world, such as Bill Gates, Jeff Bezos, Mark Zuckerberg, etc. are self-made...
What to know about medical expense?

Medical Expenses Could Get You a Tax Break

 It is worth it to take that extra time to tally your medical expenses for the year. This could result in a welcome tax break for you. The cost of health care has just been going up in recent years. According to the Centers for Medicare and Medicaid Services, in 2007, the average amount that a...
You can get richer - here is how

How to get Richer by the end of the Year

There are many ways in which you can get richer by the end of the year. We usually tell ourselves that we will save money and never really get round to it. However, here are a few easy and small steps you can take to help you achieve your goal.     Stick to your...
What impacts health premiums?

Health Premiums – What Factors Have an Impact?

According to the AARP, on February 21 this year, the Trump Administration proposed a new set of Federal Rules which would mean the expansion of a type of health insurance product called short-term limited duration insurance plans. These new rules mean that older Americans who have insurance through...
How to choose social security strategy

Social Security Strategy – Choose the Right One

Retirees have now started using a new Social Security strategy – claim benefits early and invest those funds in the stock market. Thanks to a strong bull market for the last nine years, this strategy has paid off for many. However, this is a strategy that you use at your own risk. Markets...
Easy to use money making apps

Money Making Apps You Can Use To Generate Extra Cash

We spend a lot of time on our smart phones nowadays – there’s Instagram, Facebook, Twitter, Snapchat, WhatsApp and so on and so forth. Instead of scrolling senselessly on these social media apps, why not use that time to make money on the internet with some of the best money making...
The journey behind Jeff Bezos net worth

Jeff Bezos Net Worth: The Richest Person in the World

Amazon’s self-made billionaire Jeff Bezos is the world’s richest man. According to the Forbes Billionaires’ List, Jeff Bezos net worth is currently $114.2 billion. The Amazon.com chief executive officer’s wealth is equal to that of 2 million average Americans, a staggering fact to wrap your...
How can you retire rich?

Retire Rich With These 4 Very Useful Tips

With the cost of living so high nowadays, we need all the help we can to boost our retirement savings. The thing is, a lot of us think about making huge investments or saving big to be able to retire rich. The truth is, it’s the small things we do that can make the difference between a...
Facts about Bill Gates net worth

Bill Gates Net Worth: Why it Really Matters

Bill Gates is currently the second richest individual in the world, trailing behind Amazon’s Jeff Bezos. Reports say that the gap between Bezos and Gates is the widest so far between the first and second billionaires’ rankings since 2001. Before you make assumptions that it’s Amazon’s...
Elon musk net worth is expected to grow even more

Elon Musk Net Worth: How His Wealth Skyrocketed

Elon Musk net worth as of April 2018 is $18.4 billion. This visionary entrepreneur has made giant strides with his innovative practices and has made it his mission to revolutionize modes of transportation on earth and also in space. Elon Musk net worth has landed him on Forbes Billionaires list. ...
solar tax credit

Do You Qualify for the Solar Tax Credit?

You may not be aware that the government rewards those who install solar panels on their homes with a tax credit when they file their tax returns. If you’re one of those homeowners who have made the move to solar, you should get credit for your good habits with a solar tax credit to reduce your...
Strategies that Work in a Volatile Stock Market

Strategies that Work in a Volatile Stock Market

The Dow Jones have suffered a loss in its industrial average of 6.5% in a week through Thursday’s close and the Standard and Poor’s 500 index also dropped to 6.6% over the same period in the volatile stock market. Both indexes however, climbed higher on Early Friday.   Investors,...
Different Opportunities to Make Money Online

Different Opportunities to Make Money Online

There are a lot of opportunities today for anyone to make money online. It’s just a matter of knowing where to look and how to get started. Fortunately, these moneymaking techniques do not require professional training or years of experience. Of course, they help but even beginners have great...
Know These Things Before Quitting Your Job

Know These Things Before Quitting Your Job

You may have been itching to finally get that time off work but if you want to be successful in your endeavors after quitting your job, there are certain things you need to know. Some people feel that they need a change fast and some of them who have some savings did so and explored other countries...
How Your Credit Score Affects Your Quality of Life

How Your Credit Score Affects Your Quality of Life

A good or bad credit score can affect the quality of your life including the place you live and your personal and professional relationships. The myth of the American dream is that if you work hard enough, you can make it to the top. The dream is to make a good salary, buy a house, and have time to...
Great Buys for Every Need : 8 Tablets You Can Choose From

Great Buys for Every Need : 8 Tablets You Can Choose From

Tablets, whether you already have a Smartphone or you just prefer to use one, are good companions in this modern world.  Especially if you have kids, the quiet bliss!  Nowadays, we can have a peaceful long ride, with the kids quite contented with their favorite games, music and movies using their...
Tax loss harvesting is a great way to save on taxes

Tax Loss Harvesting is a Great Way To Save On Taxes

If you have taxable investment accounts, then you should look at tax loss harvesting so that you can reduce your tax liability and also save some money.   What exactly is Tax Loss Harvesting? The Tax Loss Harvesting is a method in which you use losses in investments to save on taxes that...
Start your retirement happily – be financially stable.

Start Your Retirement Happily – Be Financially Stable

“Retirement” as a concept is relatively new – barely a 100 years old. In fact, articles such as A Brief History of Retirement actually chronicle how the entire concept of retirement came about. Today, however, things are completely different. Retirement is taken for granted and you need to...
Tax Season Is Here! Here Are 5 Things to Keep in Mind

Tax Season Is Here! Here Are 5 Things to Keep in Mind

After the wines and cheers to welcome the new year, it’s time to get your pens (or PC), receipts, and accounting books ready. It’s the tax season once again! Whether you’re a brand-new employee or a seasoned entrepreneur, there are a few facts to keep in mind this year.   1. Tax...
The Right Time : When should I File for Bankruptcy

The Right Time : When I Should File for Bankruptcy

Declaring Bankruptcy is a difficult and often traumatic process. Which is why the decision to file for bankruptcy should be taken only after very careful consideration. We live in a world where debt is the norm. So when can you say you have reached the point of no return? How do you answer the...
Various Laws for Handicap Parking spaces

Various Laws for Handicap Parking spaces

The Americans with Disabilities Act (ADA) does not allow discrimination against people with disabilities in many categories – employment, communications, access to state and government programs and services, accommodations for the public and even transportation. The law was amended in 2008 to...