Know These Things Before Quitting Your Job

Know These Things Before Quitting Your Job

You may have been itching to finally get that time off work but if you want to be successful in your endeavors after quitting your job, there are certain things you need to know. Some people feel that they need a change fast and some of them who have some savings did so and explored other countries...
How Your Credit Score Affects Your Quality of Life

How Your Credit Score Affects Your Quality of Life

A good or bad credit score can affect the quality of your life including the place you live and your personal and professional relationships. The myth of the American dream is that if you work hard enough, you can make it to the top. The dream is to make a good salary, buy a house, and have time to...
Great Buys for Every Need : 8 Tablets You Can Choose From

Great Buys for Every Need : 8 Tablets You Can Choose From

Tablets, whether you already have a Smartphone or you just prefer to use one, are good companions in this modern world.  Especially if you have kids, the quiet bliss!  Nowadays, we can have a peaceful long ride, with the kids quite contented with their favorite games, music and movies using their...
Tax loss harvesting is a great way to save on taxes

Tax Loss Harvesting is a Great Way To Save On Taxes

If you have taxable investment accounts, then you should look at tax loss harvesting so that you can reduce your tax liability and also save some money.   What exactly is Tax Loss Harvesting? The Tax Loss Harvesting is a method in which you use losses in investments to save on taxes that...
Start your retirement happily – be financially stable.

Start Your Retirement Happily – Be Financially Stable

“Retirement” as a concept is relatively new – barely a 100 years old. In fact, articles such as A Brief History of Retirement actually chronicle how the entire concept of retirement came about. Today, however, things are completely different. Retirement is taken for granted and you need to...
Tax Season Is Here! Here Are 5 Things to Keep in Mind

Tax Season Is Here! Here Are 5 Things to Keep in Mind

After the wines and cheers to welcome the new year, it’s time to get your pens (or PC), receipts, and accounting books ready. It’s the tax season once again! Whether you’re a brand-new employee or a seasoned entrepreneur, there are a few facts to keep in mind this year.   1. Tax...
The Right Time : When should I File for Bankruptcy

The Right Time : When I Should File for Bankruptcy

Declaring Bankruptcy is a difficult and often traumatic process. Which is why the decision to file for bankruptcy should be taken only after very careful consideration. We live in a world where debt is the norm. So when can you say you have reached the point of no return? How do you answer the...
Various Laws for Handicap Parking spaces

Various Laws for Handicap Parking spaces

The Americans with Disabilities Act (ADA) does not allow discrimination against people with disabilities in many categories – employment, communications, access to state and government programs and services, accommodations for the public and even transportation. The law was amended in 2008 to...
Tax Debt Relief

Resolve Your IRS Tax Debt Problem and Get a Fresh Start

Falling behind on tax payments to the IRS can be utterly intimidating and can take a toll on you financially, physically and emotionally. The tax code is extremely complicated, which has caused millions of Americans to owe the IRS more than they can afford to pay. The IRS is the world’s most...
What are required minimum distributions?

What are required minimum distributions?

What are required minimum distributions? Required Minimum Distributions, commonly referred to as RMDs, are compulsory withdrawals you need to make from your qualified retirement account once you reach the age of 70.5. Qualified retirement accounts belong to one of the following retirement...
Important Tips to Deal with a Financial Emergency

Important Tips to Deal with a Financial Emergency

There are times when life throws us a curve ball. It could be anything – a sudden job loss, sudden and astronomical medical bills, a natural disaster, emergency home repairs, and so on. The impact of any and all of these situations on your finances can be disastrous. Despite this catastrophe, you...
Things we do to make our Bad Credit Worse

Things We Do to Make Our Bad Credit Worse

Most of us don’t think about our credit scores when we max out our credit cards or skip a bill payment. So what are the side effects of bad credit? Well, they affect our whole lives, actually. Here are a few examples. You have to pay higher interest rates on credit cards if you do not manage...
You got into a Car Accident

What you Should Do If You Got into a Car Accident

You got into a car accident? Then here are the things you need to do:   At the Scene When You Got into a Car Accident: Don’t leave the scene:Never leave the scene where you got into a car accident, especially if it’s a serious accident. If someone was seriously injured or even...
minimum wage rates

Federal and State Minimum Wage Rates for 2018

Minimum wage rates is the term used to refer to the lowest per hour wage that a worker must be paid as mandated by Federal Law. This wage is also known as the “pay floor”. The minimum wage for employees in the public as well as private sectors as well as Federal and State governments is decided...
Financial Mistakes to Avoid for a Better Financial Future

Financial Mistakes to Avoid for a Better Financial Future

While there are many ways in which the “middle class” is defined, the most common definition of a middle class person is based on his or her income level. According to a study conducted by the Pew Research Center, about 51% of Americans fall into the middle class category. Those families that...
Filing for Bankruptcy

Top Reasons Why you Should File for Bankruptcy

The last few decades have seen an alarming rise in bankruptcy cases in the US. In a 2015 study done by Harvard University, more than 1 million Americans file for bankruptcy each year, and at least 1 in 10 Americans have filed for bankruptcy at some point in their lives.   Top 5 Reasons for...
Contact Social Security Disability

How to Contact Social Security Disability

The Social Security Administration (SSA) is the largest social welfare program in the United States. The SSA head office is known as Central Office and is headquartered in Woodlawn, Maryland. The SSA has 10 Regional Offices, 8 Processing Centers, more than 1,300 Field Offices and 37 Teleservice...
Worker's Compensation in Ohio

Bureau of Workers Compensation in Ohio

In this article, we will focus on how Workers Compensation in Ohio works. The insurance program is run by the Ohio Bureau of Workers Compensation, also called the BWC or OBWC. Founded in 1912, the OBWC has been providing medical and other compensation benefits to workers who sustained injuries or...
Social Security Disability Number

Social Security Disability Number

If you have questions about your social security disability benefits, you need to contact Social Security at the social security disability number. You can find information on the government website though they do not publish the direct lines to their local offices.   To get information...
Bitcoin The Most Valuable Cryptocurrency

“Bitcoin” The Most Valuable Cryptocurrency

Bitcoin, which is the most valuable cryptocurrency in the world today, is also the very first that was created. According to Coinmarketcap, the website that tracks cryptocurrency values and trading, It's market capitalization has crossed more than $278 billion. In fact, after the launch of Bitcoin...
The Definition of Worker's Compensation

The Definition of Workers Compensation

According to the Legal Information Institute, The Definition of Workers Compensation describe it as an insurance benefit that protects people who get injured or sick while on the job. The insurance plan is designed to support those were injured or taken ill during work by giving them certain...
Workers’ Compensation in New York

Workers Compensation in New York

The Workers Compensation in New York insurance program is managed by the state’s Workers’ Compensation Board. According to New York State Government's Workers' Compensation website, Workers’ Compensation is described as a workers’ insurance scheme that provides workers injured or taken in...
multiple credit scores

What Does It Mean When You Have Multiple Credit Scores?

You may not know it but more often than not, you have multiple credit scores that help lenders decide how much risk they are taking when they provide you with a loan or credit card. It helps inform them how likely you are to default on your auto loans, mortgages, or credit card bills. Banks will...