Invest Wisely

Best Free Credit Report Sites

by Ryan Kinnar5 min read
credit report

Checking your credit report is important if you want to buy a car or purchase a home and plan to get a loan to do so. Most lenders check your credit history to determine if you qualify for a loan and at what rate. It’s a good idea to check your own credit before you apply with any lender so you know what to expect. It’s also an important step if you are trying to rebuild your credit.


There are credit report sites online that allow you to check your credit report for free. Many of them offer additional services to help you monitor or improve your credit as well. Before you sign up for any, compare them to see which one has the best features to help you accomplish your goals.


Best Free Credit Report Sites


The goal of this website is to work with people who want to improve their credit score. People who sign up online or call to join can get free access to the credit report summary. They will also receive a free personal consultation and audit on all accounts. You can join the site as a member to receive help with credit repair for programs which start at $99.95 per month. With paid membership, the company challenges items on the credit report to have them removed. Get your free credit report at


The site is not completely free as it may indicate. You must sign up for a free trial period. During this time, you will receive a credit report from TransUnion, one of the three major credit reporting agencies, and credit score for free. You will also get a report personalized to your credit history that tells you which factors are impacting your credit score. You also get daily updates of the changes in the report and credit score. The free trial lasts seven days when the monthly membership kicks in at $29.95. You can call the company to cancel membership before the free trial ends. Get your free credit report at 




Credit Sesame

Credit Sesame is a free site just like it indicates. When you sign up for this site, you receive free credit scores from TransUnion and Equifax, two of the three major credit reporting agencies. You also see your credit reports along with tips to help you improve your credit score. Credit monitoring is free, and you can receive updates anytime new information is added or your credit score changes. You will also receive information about any tools available that can help you rebuild your credit. The site provides recommendations to credit cards and loans that are available based on your credit profile. Get your free credit report at Credit Sesame

debt is a unique credit repair service. It matches people with services that can help them overcome debt and improve their credit scores. The staff at includes credit counselors, financial experts and business journalists. Once the company receives information about you, they pair you with a debt solution company. However, you are under no obligation to continue. The site calls itself a dating service for debt. You can use the free calculators and tools and read the articles to help you learn about debt and debt management. Some of the tools include access to personal loans, debt management education, help with credit card debt, help with tax debt and assistance with bankruptcy. Repair your credit score at



If you have a lot of debt that you can’t pay or you are trying to rebuild your credit, it is helpful to find out what information is on your credit report to begin working on your credit. If you’ve had problems in the past, you want to know how that information is affecting your credit today. Find a site which allows you to check your credit report for free so you can get started.


Compare the features offered with these sites to see which one is the best fit for your needs. Since some of the basic tools and resources are free, you can even sign up for more than one to help you get a handle on your credit score.