Very Important Money Apps to Save Extra Cash

If you are looking for ways to save some extra money, there are various money apps that you can use. Of course, it can be hard to tell which ones are truly useful but there are ways to determine which ones are worth installing and using.   People often manage their money by grabbing a...
Common Financial Mistakes That You Need to Avoid

Common Financial Mistakes That You Need to Avoid

Whether you have a more than healthy financial situation or living paycheck to paycheck, some financial mistakes are difficult to avoid and it’s important to recognize them. There are hidden fees that you may not know about that you’re paying, budgeting errors, and poor communication and it...
Smart Shopping for Today’s Gadgets – 7 Worthy Buys

Smart Shopping for Today’s Gadgets – 7 Worthy Buys

We all like to think of ourselves as smart shoppers.  We take great pains shopping around for the good buys.  But what is a good buy anyway?  In this time where everything is passed off as the best thing that can be on the shelf, it can be a challenge to figure it out, especially when you’re...
Do You Know How Often Can You File Bankruptcy

How Often Can You File For Bankruptcy?

There are situations when you have no choice but to file for bankruptcy again. You have an emergency due to which funds are used up. Or you lose your job and can’t find another one and debts begin piling up again. There are many, many valid reasons why a person might go bankrupt again. So then...
5 Financial Moves for a Healthier Money Health in 2018

5 Financial Moves for a Better Financial Health in 2018

They say money cannot buy happiness. It may be true, but certainly it affords you some level of comfort, pleasure, and contentment. But you get all these only if you manage it well. For this year, make it one of your commitments to do these financial moves:    1. Pay off the...
Know Eligibility Criteria for SSI Benefits

Eligibility Criteria for SSI Benefits

Supplemental Security Income (SSI) is a program that is funded by regular taxes and run by the Federal government. SSI benefits are meant for the blind, the disabled and the aged who have little or no income.   Eligibility criteria for SSI Benefits? The following persons would qualify for...
Top 10 Personal Finance Apps in the Market Today

Top 10 Personal Finance Apps in the Market Today

For most of us, budgeting and financial planning is an unpleasant task and a lot of times we just simply avoid doing it. Which means we end up not keeping track of how we’re spending money. Well, thanks to technology, this chore needn’t been so painful any longer. We have personal finance apps...
What is personal bankruptcy and its types?

What is Personal Bankruptcy and its Types?

Personal bankruptcy is a legal term used to refer to the type of bankruptcy that is filed by an individual whose debts are largely non-business related. This type of bankruptcy is typically filed either by an individual or jointly by a husband and wife. Almost all bankruptcy cases are overseen...
Finding a United States Bankruptcy Court

Finding a United States Bankruptcy Court

The Federal Judicial Center’s website has a wonderful write-up about how the United States Bankruptcy Court was created. It is interesting to note that for much of the country’s history, the Federal Courts did not have any jurisdiction in bankruptcy cases. It was only in the 19th century that...
How long will a bankruptcy stay on your credit report?

How long will a bankruptcy stay on your credit report?

When you file for bankruptcy, it is not a private affair. The information is sent to all credit agencies and will reflect on all your credit reports. You credit score is impacted severely – you can lose as much 200 points off your credit rating due to a bankruptcy. So the first question is how...

Rebuild Your Credit Cards After Bankruptcy

Strangely enough, the best time to get credit cards after bankruptcy is immediately after it. With debts either discharged or re-structured most people leave bankruptcy in the best financial shape they’ve been in years.   Understandably, most lenders don’t quite look at the situation...
Common Financial Mistakes Made by Middle-Class People

Common Financial Mistakes Made by Middle-Class People

The American middle class faces a lot of financial challenges that those in higher income brackets may not be so deeply impacted by – school and college education, mortgages, credit card bills, etc. By the end of it, there isn’t much left for saving for the future. However, there are some...
Some Important Tips on Saving Money for Better Future

Some Important Tips on Saving Money for a Better Future

We all know that we need to save money for the future. You never know what may happen. However, a lot of times, we really don’t know where or how to that that first step to start saving money. So, here are a few tips on saving money to help you get started:   1. Budget! No. There is no...
Attorney for Car Accident

Why Should You Get An Attorney For Car Accidents

Most car accidents are minor and can be resolved alone by dealing with an insurance company directly. Unfortunately, not all cases are that simple. There are also major accidents that result in loss of life, serious physical injury and a lot of damage to the car. In such cases, it may be a good...
Tips on Refinancing Your Mortgage

Important Tips on Refinancing Your Mortgage

Refinancing your mortgage simply means applying for a loan all over again. What you do is you replace the old loan with a new one which has interest rates and terms that work to your advantage. The new loan pays off the existing debt, so the debt is not wiped off.   When you refinance,...
Living Well – Within your Means

Living Well Within Your Means By Saving Money

“Living within your means” simply means that what you spend should be less than or equal to what you earn and start saving money. The prevalent culture today makes us believe that we need more in order to have a better life. And we are provided with the tools to get what we want – credit...
Car Accident Compensation For Personal Injuries

Car Accident Compensation For Personal Injuries

If you were involved in a car accident and got injured as a result of it, then you can receive car accident compensation for personal injuries. This compensation can be for lost wages due to injury, medical bills incurred as well as related expenses. This compensation will be paid out to you either...
Social SecurityDisability and Working

Social Security Disability and Working

One of the most frequently asked questions when a person claims Social Security Disability is whether he or she can start working and still get their monthly benefits.   Social Security Disability and Working The SSA allows for Social Security Disability and working at the same time...
Virginia Workers Compensation Commission

Virginia Workers Compensation Commission

About Virginia Workers Compensation Commission The Virginia Workers Compensation Commission is responsible for implementing the requirements outlined in the Virginia Workers Compensation Act, administering the Virginia Workers Compensation program, ensuring legal requirements are being met and...
Personal financial advisor

How to Choose a Good Personal Financial Advisor

According to the Bureau of Labor Statistics, personal financial advisor give you advice on how to manage your finances. This includes advice on investments, taxes, retirement, mortgages, savings, estate planning and even insurance programs.   Do I need a Personal Financial Advisor? The...
credit card hurt credit score

Will a New Credit Card Hurt Credit Score?

You may have heard how new credit is a factor in your FICO score and you may be wondering if enrolling a new credit card hurt credit score. 15% of your credit score comes from the length of your credit history. With this in mind, you’ve probably figured out that getting a new credit card could...
Maryland Worker's Compensation

What is Maryland Worker’s Compensation?

The state of Maryland provides protection for workers who are hurt while working. In the past, the law required lawsuits to be filed against the employers however, the legal process proved to be too time consuming and expensive and often no benefits were paid to the injured workers. For this...
Auto Accident Lawyer

When to Hire an Auto Accident Lawyer

Being in an auto accident can be stressful enough without also having to deal with its aftermath. So the question that arises here is, when do you need to hire an auto accident lawyer? First of all, you need to assess the situation. Is this a really simple, clear cut situation? In that case, you...
florida workers compensation

Florida Workers Compensation

Workers’ compensation is a state-run insurance program for workers. Florida Workers compensation is an insurance coverage program that is bought by employers or businesses in the state of Florida which provides benefits to workers who are injured or taken ill while at work. This program...
How to Invest Wisely with Your Retirement Money

How to Invest Wisely Your Retirement Money

Life continues even after retirement, and you need to make sure that your retirement money can stretch for the rest of your life. Gambling with your retirement fund may not be such a good idea. It is much safer to educate yourself about how you can grow your retirement fund so that you can live...