10 Smart Ways to Generate Passive Income

10 Smart Ways to Generate Passive Income

The idea of making money while you sleep definitely has a nice ring to it. However, when someone needs extra income, the stereotypical suggestion most people offer is to "get a temporary or part-time job". However, not everyone has the energy or time to put in all those extra...

50 Best Money Saving and Money Making Apps

If you own a mobile device, it could be your ticket to money saving and making.   By allowing you unfettered access to a slew of apps, your phone or tablet can help you get the most affordable prices on services and products, earn gift cards or cash back for purchases. Moreover, you can...
Wonder how to write a check?

6 Tips on How to Write a Check Safely

Considering how advanced technology is in today’s world, you might think that writing a check is a thing of the past. From online banking to direct debits to payment apps, it seems a check has no way of existing in between. Apparently, it is still as significant as it was before. For instance,...
This is evan spiegel net worth

Evan Spiegel’s Net Worth: Everything to Know

If you have been using the photo- and video-sharing app Snapchat for a while, then you know at least who Evan Spiegel is. He is none other than the co-founder and CEO of Snap Inc., which is the name of the said flagship app. Born in 1990 in Los Angeles, California, Spiegel is the brainchild behind...
Get a Personal Loan

If Money Is Tight, Consider Getting a Personal Loan

Money is tight and you have some unexpected expenses coming up. Or maybe you’ve had a major expense like car repairs that you can’t afford. A personal loan may be the answer to your problem, but you should know why and when you should get one.   What are Personal Loans? Also referred...
What you need to know about IRA contributions

IRA Contributions: Risky or Rewarding

Investing your money in an Individual Retirement Account or IRA can give you a lot of benefits. You can easily save up to $5,000 per year with a traditional IRA, and, if you’re above 50, add another $1,000 to that amount. IRA contributions grow on a tax-deferred basis, meaning your money will...
Your health insurance options when you quit

Health Insurance Options When Quitting Your Job

According to Healthcare.gov, if you are going to lose your health insurance because you are quitting your job (called a job-based health plan), then you can consider one of the two following health insurance options:   Buying a new health insurance plan using the Health Care...
get a payday loan

Should You Get a Payday Loan?

Payday loans get a lot of negative attention, and much of it is rightly deserved. However, for the person with a bad credit history and no other way to get extra funds, they can be a lifesaver. It’s important to understand how payday loans work and when it’s okay to get one.   What are...
This is the richest country in the world

Richest Country in the World 2018 – Can You Guess?

When a country’s riches are no longer just perceived by what the eyes can see nor how widespread its sphere of influence but rather is judged by its gross domestic product per capita, the richest country in the world may not always be what people would expect them to be. Some countries—despite...
Tips regarding Bitcoing Price

Bitcoin Price 101: Best Practices and Tips

You can buy Bitcoin anytime, but first, you need to have a place to store it. When it comes to the world of cryptocurrencies, this place is none other than a “wallet.” And mind you, the latter comes in different forms. These wallets provide you with different kinds of storage, security, and...
Tax Loss Harvesting and how to use it

Tax Loss Harvesting – What You Need to Know

According to the automated financial advisors, frequently referred to as robo-advisors, like Betterment or Wealthfront claim that tax loss harvesting is good way to increase your returns. However, research done on this subject suggests that tax loss harvesting may not be as lucrative a technique...
How does tax reform impact americans?

Tax Reform – What Does It Really Mean for Americans

President Donald Trump signed a tax reform bill into law late last year, and this bill made major changes to the tax code of the US. In fact, this new tax bill made the biggest changes to the country’s tax code in the last 30 years. The bill now put lower taxes, expanded credits and higher...
Floyd Mayweather net worth - Where it came from

Floyd Mayweather Net Worth Revealed

 Floyd Mayweather, born Floyd Joy Sinclair on February 24, 1977, is one of the greatest boxers of his generation, and, according to some, of all time. He is often called the best defensive boxer in the history of the sport. He is also one of an extremely elite group of athletes with a net worth of...
Should you get a new credit card?

New Credit Card – Is It Time to Make a Change?

Most of us believe that when we get a credit card, we should keep it for life. According to a study done by CreditCards.com, 40% of US cardholders haven’t ever changed their credit cards. Or have had the same card for at least 10 years already. Most of us believe getting a new credit card is a...
Important issues - cryptocurrency tax

Cryptocurrency Tax Mistakes That Could Hurt You

With regulations still rather confusing when it comes to cryptocurrencies and trading in digital assets, you could end up making mistakes while reporting your taxes. And cryptocurrency tax mistakes could actually end up costing you as much as $250,000 in fines. Worst case scenario – you could...

Here’s the List of 9 Wealthy Bitcoin Millionaires

Bitcoin was a unique currency when it made its debut in 2008. This digital cryptocurrency took some time to gain in popularity, but it has exploded on the financial scene in the last couple of years, making several people wealthy. Here is a list of some of the richest people who have gotten...
The Best Survey Sites Where You Can Make Money

The Best Survey Sites Where You Can Make Money

A paid survey is a type of statistical survey in which you are rewarded through an incentive program for completing surveys. Basically, you get paid to give your opinion. All you have to do is keep clicking off answers and you get rewarded for it. However, a lot the time, the payout is not worth...
Different Ways for People to Ask for a Raise

These Are The Things You Need to Do to Get a Raise

Most of us feel very awkward when we have to ask for a raise. After all, ideally, your boss should see your performance and give you the raise you deserve without you having to ask for it, right? Well, ideally, we should also have nap pods that will help maximize productivity, free meals sponsored...
Different Ways for People to Make Money from Home

Top 15 Ways to Make Money from Home

If you are looking for a way to make money from home, then there are a lot of options available for you. The problem is, a lot of these ‘make money from home’ schemes are actually scams. These scams charge you registration fees and lure you in to work for them. Unfortunately, soon, you realize...
Important Tips to Avoid Tax Return Fraud

Important Tips to Avoid Tax Return Fraud

Before you file your tax returns, you need to be aware of tax return fraud and how to avoid scammers. You may be wondering how to file your taxes correctly and what kind of tax refunds you could get. You may think of hiring an accountant or considering doing it on your own using an online service....
Important Tips to Pay Your Holiday Debt Faster

Important Tips to Pay Your Holiday Debt Faster

Every holiday season, Americans tend to rack up a holiday debt. Fortunately, there are things you can do to help you pay them faster.   It’s easy to enjoy the holidays with spending the money from your credit card but paying them off is another thing. This year, Americans racked up 5%...

How the 2017 Taxes Lets You Get Tax Breaks

You, like many others, may be confused about how the 2017 GOP tax bill is going to impact your finances. The short explanation is it would let you take this break even on the 2017 taxes. Consider your total out-of-pocket expenses on medical bills in 2017 and if it exceeded 7.5% of your adjusted...
Utilize tax loopholes to save money on taxes

Utilize Tax Loopholes To Save Money On Taxes

A tax loophole is a technicality which lets a person or a business avoid taxes without breaking the law. Tax loopholes provide options through which you can either pay lower or no taxes on assets or income.   Tax Loopholes in the Federal Tax Code Here are a few tax loopholes that you can...
The new Trump tax plan benefits corporate the most.

The New Trump Tax Plan Benefits Corporate the Most

The new Trump tax plan was put into effect on December 22, 2017. These changes will be in effect from 2018, however, when you file your tax returns, the old 2017 rules will still apply. The tax returns you file in 2019 will be based on the new tax laws. Changes in the tax structure will be visible...
Here Are the Basics on Child Tax Credit

Here Are the Important Basics on Child Tax Credit

Raising children can be financially challenging, especially for low-income households. One of the options to spend less is through the child tax credit (CTC). Now that is tax season is around, understanding how this credit works proves even more essential. When you know more about it and apply...
Tips on How to Manage Your Credit Card Wisely

Tips on How to Manage Your Credit Card Wisely

The credit card is probably the best invention since sliced bread. If you manage your credit card carefully, it’s that ace up your sleeve that makes life so much easier. However, if misused, well, you’ll be drowning in debt before you know it. Because don’t forget, a credit card is still just...

The Most Frequently Asked Bankruptcy Questions

The most frequently asked bankruptcy questions are as follows:   Here are the answers to five of the most frequently asked bankruptcy questions.   1. What is bankruptcy? Bankruptcy is the legal term used to describe a federal court procedure that helps debtors deal with their...
Bankruptcy Law and Types of Bankruptcy Proceedings

Bankruptcy Law and Types of Bankruptcy Proceedings

The current bankruptcy law was created under Article 1, Section 8 of the US Constitution. All bankruptcy cases are handled by federal bankruptcy courts according to the bankruptcy law outlined in the US Bankruptcy Code. While individual states of the US cannot regulate bankruptcy, they can pass...
Filing Bankruptcy Forms at the Correct Location

Filing Bankruptcy Forms at the Correct Location

Once you decide that you have no other choice but to file for bankruptcy, then you will need to fill in a lot of paperwork. It doesn’t matter whether you file for a Chapter 7 or a Chapter 13, you will still have to submit a rather large packet of bankruptcy forms and supporting documents to the...
Tips on Building a Good Credit Rating

Important Tips on Building a Good Credit Rating

A good credit rating or a credit score is a statistical number that is used to evaluate a person’s creditworthiness. Simply put, this number tells a creditor or lender whether you are a responsible borrower. This score is calculated using your credit history. The scores usually range between 300...
Why Should You Hire a Bankruptcy Lawyer?

Why Should You Hire a Bankruptcy Lawyer?

Filing for bankruptcy can be a traumatic and complicated process. A bankruptcy lawyers can help you with your case and ease out the process somewhat.   Why should you hire a bankruptcy lawyer? A lot of people go ahead and file for bankruptcy on their own. However, it may be better if your...
Chapter 7 Bankruptcy

Filing For Chapter 7 Bankruptcy – The Process

When people talk about bankruptcy in the US, they are usually referring to Chapter 7 bankruptcy. Chapter 7 Bankruptcy is by far the most common type of bankruptcy that is filed in America. It is also known as “straight” or “liquidation” bankruptcy and it discharges most debts like medical...