Important Tips to Pay Your Holiday Debt Faster

Important Tips to Pay Your Holiday Debt Faster

Every holiday season, Americans tend to rack up a holiday debt. Fortunately, there are things you can do to help you pay them faster.   It’s easy to enjoy the holidays with spending the money from your credit card but paying them off is another thing. This year, Americans racked up 5%...

How the 2017 Taxes Lets You Get Tax Breaks

You, like many others, may be confused about how the 2017 GOP tax bill is going to impact your finances. The short explanation is it would let you take this break even on the 2017 taxes. Consider your total out-of-pocket expenses on medical bills in 2017 and if it exceeded 7.5% of your adjusted...
Utilize tax loopholes to save money on taxes

Utilize Tax Loopholes To Save Money On Taxes

A tax loophole is a technicality which lets a person or a business avoid taxes without breaking the law. Tax loopholes provide options through which you can either pay lower or no taxes on assets or income.   Tax Loopholes in the Federal Tax Code Here are a few tax loopholes that you can...
The new Trump tax plan benefits corporate the most.

The New Trump Tax Plan Benefits Corporate the Most

The new Trump tax plan was put into effect on December 22, 2017. These changes will be in effect from 2018, however, when you file your tax returns, the old 2017 rules will still apply. The tax returns you file in 2019 will be based on the new tax laws. Changes in the tax structure will be visible...
Here Are the Basics on Child Tax Credit

Here Are the Important Basics on Child Tax Credit

Raising children can be financially challenging, especially for low-income households. One of the options to spend less is through the child tax credit (CTC). Now that is tax season is around, understanding how this credit works proves even more essential. When you know more about it and apply...
Tips on How to Manage Your Credit Card Wisely

Tips on How to Manage Your Credit Card Wisely

The credit card is probably the best invention since sliced bread. If you manage your credit card carefully, it’s that ace up your sleeve that makes life so much easier. However, if misused, well, you’ll be drowning in debt before you know it. Because don’t forget, a credit card is still just...

The Most Frequently Asked Bankruptcy Questions

The most frequently asked bankruptcy questions are as follows:   Here are the answers to five of the most frequently asked bankruptcy questions.   1. What is bankruptcy? Bankruptcy is the legal term used to describe a federal court procedure that helps debtors deal with their...
Bankruptcy Law and Types of Bankruptcy Proceedings

Bankruptcy Law and Types of Bankruptcy Proceedings

The current bankruptcy law was created under Article 1, Section 8 of the US Constitution. All bankruptcy cases are handled by federal bankruptcy courts according to the bankruptcy law outlined in the US Bankruptcy Code. While individual states of the US cannot regulate bankruptcy, they can pass...
Filing Bankruptcy Forms at the Correct Location

Filing Bankruptcy Forms at the Correct Location

Once you decide that you have no other choice but to file for bankruptcy, then you will need to fill in a lot of paperwork. It doesn’t matter whether you file for a Chapter 7 or a Chapter 13, you will still have to submit a rather large packet of bankruptcy forms and supporting documents to the...
Tips on Building a Good Credit Rating

Important Tips on Building a Good Credit Rating

A good credit rating or a credit score is a statistical number that is used to evaluate a person’s creditworthiness. Simply put, this number tells a creditor or lender whether you are a responsible borrower. This score is calculated using your credit history. The scores usually range between 300...
Why Should You Hire a Bankruptcy Lawyer?

Why Should You Hire a Bankruptcy Lawyer?

Filing for bankruptcy can be a traumatic and complicated process. A bankruptcy lawyers can help you with your case and ease out the process somewhat.   Why should you hire a bankruptcy lawyer? A lot of people go ahead and file for bankruptcy on their own. However, it may be better if your...
Chapter 7 Bankruptcy

Filing For Chapter 7 Bankruptcy – The Process

When people talk about bankruptcy in the US, they are usually referring to Chapter 7 bankruptcy. Chapter 7 Bankruptcy is by far the most common type of bankruptcy that is filed in America. It is also known as “straight” or “liquidation” bankruptcy and it discharges most debts like medical...
Car Accident Settlement Process

What is a Car Accident Settlement Process

There is only a small percentage of car accident cases that go to court. The majority of the cases are resolved through car accident settlement. This is because most of the cases can be resolved without the need for a lawsuit.   What is a car accident settlement? If you have been in a car...
chapter-13-bankruptcy

Eligibility Criteria to Apply for Chapter 13 Bankruptcy

US Federal law makes provisions to help people who are struggling to deal with their debts. There are five different types of bankruptcy provided for by Federal law. Of these, Chapter 13 bankruptcy is the second most common type that people file for.   What is Chapter 13...
Car Accident Back Injury Compensation

Car Accident Back Injury Compensation

One of the most common injuries in a car accident is a back injury of some kind. These can be simple strains or sprains, the more painful herniated disks that have a long recovery period, or can even by really serious spinal cord injuries that can lead to paralysis.   What is car accident...
Injured at Work

Lawyers Who Help those Injured at Work

According to the Workers' Compensation Law, there are a system of rules in every state of the country that are designed to take care of employees who are harmed in any way in the course of their work. According to the law, employees can get benefits in terms of recovery of lost wages, disability...
What is Worker's Compensation Florida?

What is Worker’s Compensation Florida?

The state of Florida has a dedicated division called the Division of Workers’ Compensation or DWC which is responsible for providing the tools and resources that both employees and employers may need in order to participate or make any claims related to Worker's Compensation Florida. The DWC...
financial advisor cost

How much does Hiring a Financial Advisor Cost?

Managing your finances can be tough. Taxes alone can be such a headache. This is why the financial advisor cost is considered an investment. Losing your hard-earned money is no joke, so protect it and keep it growing.   Paying for Financial Advice Some folks complain about financial...
work injury lawyers

Work Injury Lawyers and How They Can Help

A safe and injury-free workplace is still a pipe dream for many organizations and because of this, employees should always know their rights and tap the services of work injury lawyers. According to various reports, injuries in the workplace are still considered a huge issue for many, and there are...
When to Hire a Workers’ Compensation Attorney

When to Hire a Workers Compensation Attorney

Workers compensation is a state run insurance program that is designed to compensate workers who are injured or taken in during the course of their work. The law that includes workers compensation attorney requires most employers to pay workers’ compensation for their employees.   Who...
New York State Workers’ Compensation

Workers Compensation in New York City

What is Workers’ Compensation? Workers’ Compensation is an insurance benefit provided to you in case of an on-the-job injury or illness. Employers are by law required to pay for this insurance and cannot ask their employees to contribute. The New York State Compensation Board processes the...
Car Accident Lawyer

Getting a Right Miami Car Accident Lawyer

According to the Florida Department of Motor Vehicles (DMV), Miami-Dade County is one of the most dangerous places for drivers. 1 out of 6 accidents in Florida take place in Miami. The Miami area has more than 50,000 car accidents in a year and of all the accidents that take place in the Miami-Dade...
texas workers compensation

Understanding Texas Workers Compensation

What is Workers’ Compensation? The Texas workers compensation insurance plan is run by the Texas Department of Insurance’s Division of Workers' Compensation. The department’s vision is that it will offer the “best care and services for injured employees and their employers”. The...