Workers Compensation in New York City

What is Workers’ Compensation?

Workers’ Compensation is an insurance benefit provided to you in case of an on-the-job injury or illness. Employers are by law required to pay for this insurance and cannot ask their employees to contribute. The New York State Compensation Board processes the workers compensation in new york city claims and administers the payout of the compensation benefits via the insurance carrier.

Blame is not assigned in a workers’ compensation claim, meaning the claim amount doesn’t decrease if the injury was due to the workers’ carelessness and neither does the claim amount increase if the injury was due to the employer’s negligence. However, if it is found that the worker was under the influence of drugs or alcohol when he or she was hurt, or it is found that the worker intentionally tried to harm him/herself or others, then the workers’ compensation claim cannot be made.

Disputes

In New York State, the workers’ compensation claim will only be paid out if the employer or insurance company has agreed that the injury or illness was caused while at work. If the claim is disputed by either the employer or the insurance company, then no money is released till the dispute is sorted out.

During the time of the dispute, the worker may be eligible for disability benefits. However, this amount paid to the worker in this time will be deducted from the compensation awarded to him or her in the future.

Benefits of Workers Compensation in New York City

If your injury prevents you from earning the same wages you used to, then you can be awarded up to two-thirds of your previous weekly salary. You are also allowed to return to work within the doctor’s restrictions.

Your workers’ compensation will cover all health care related to your injury as well as travel expenses for your health care appointments. This is over and above the two-thirds weekly wage payout.

Eligibility

• All for-profit business employees

• Most non-profit businesses

• All those working in the New York State area

• You do not need to be a resident of the New York State area to be eligible for workers’ compensation; you just need to work there

In case you are injured or ill due to your work, you can get step by step instructions on how to file a claim.

If you have any questions with regard to your claim, you can log onto NYS Workers Compensation Board for further information.