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Social Security Disability Children Benefits

by Megan Roth5 min read
Social Security Disability Children Benefits

Social Security disability children are children who are disabled can collect Supplemental Security Income or SSI. Children with retired or disabled parents can avail of the Social Security Dependent Benefits.

The Social Security system also takes into consideration the children of their members/beneficiaries.


Social Security Benefits for Children

Children from the date of birth can become beneficiaries of certain programs of Social Security. There are actually three ways they can avail of benefits:

  • Disabled children from low income families can collect Supplemental Security Income or SSI until they reach 18. After reaching this age, they can apply for SSI as adults. SSI Disability children beneficiaries receive Medicaid as well. Children whose parent receive Social Security Disability Insurance SSDI or Retirement Benefits are not qualified to apply for this program.
  • Disabled or not, a child can collect his or her parent’s benefits based on their records.
  • Adults (18 years old) who become disabled before turning 22 years old can collect disability benefits if his or her parents are receiving SSDI or retirement benefits. If the parent is deceased, they should be qualified for these benefits while they were still alive.


Benefits of Social Security Disability Children

parents and children


Children maybe eligible for benefits depending on the type of Social Security benefit the parent receives.

Here are benefits your child can avail of depending on the circumstances:


Dependents Benefits

If a parent receives retirement or disability benefits, the child under 18 years old can avail of a dependents benefit based on their parent’s record.

Dependents benefits are also called auxiliary benefits and can amount to 50% of their parent’s monthly payments.


Disabled Children

A disabled child who comes from a low-income family can avail of Supplemental Security Income (SSI) until they are 18.  

After reaching the age of 18, the child should apply for adult disability benefits if she or he is legitimately disabled. In this case, the parents’ income will not be taken into consideration.

Medicaid is also available for disabled children under the SSI program.


Disabled Young Adults

Adult children are over the age of 18 and unmarried.

A disabled adult child who was disabled before reaching 22 years old can avail of benefits based on his or her parents record- even if they are over 18 years old. That is, if your parent is eligible or receiving social security disability children.

The adult child will be receiving SSDI based on the parents record.


SSI for Disabled Adult Child

The claimant should be a disabled adult child (18 years old above) from a low-income family. However, the adult child will be receiving benefits based on his or her own records, instead of their parents.

The credit score/record requirement is lower compared to regular adults because they are expected to have little work history.