Invest Wisely

Annuities Owners Should Plan Ahead For Retirement

by Mark Sander5 min read

Many investors are attracted to annuities because they appear to be “guaranteed” or “risk free” on the surface. In reality, annuities are complex investment vehicles that don’t always provide the simple safety net they often promise. Many have high costs, complex restrictions, and other risks that could offset the potential benefits. While annuities may not seem risky at first glance, they may not be the best way to limit the risk of losing your money.


If you are an annuities or considering one, you should learn to better understand this complex investment through an evaluation program designed to help understand the details surrounding your annuity and determine if it’s an appropriate investment given your financial goals. If appropriate, we can help you transition to a more sustainable investing strategy.


How does it work?

  1. You’ll have a call with a trained Investment Annuity Counselor and your annuity provider to collect information about your annuity’s benefits, fees, penalties and tax consequences.
  2. After the information gathering call has been completed, you will receive a letter that summarizes information gathered from the annuity provider to help you understand the implications of surrendering the annuity as well as details of the payment terms, if applicable.


There is no cost or obligation for the evaluation, but the service is available to qualified investors only.