Now your healthy lifestyle can help you save on life insurance

Get rewarded for healthy choices in a whole new way

Many of us make healthy choices every day. Now those healthy habits can actually help you save money on life insurance. It’s important to know how this works so you don’t pay more than necessary to protect your family’s financial future.

Traditionally, life insurance companies have determined your monthly premiums with basic information such as your age and family medical history. There wasn’t much you could do to improve your rates. Now, thanks to technology and better ways to predict life expectancy, life insurance companies are able to factor in the positive effects of healthy habits. For you, that can translate into savings.

Run a Healthy Lifestyle and get a Complimentary Fitbit® or Apple Watch® for $25*

This modern way to look at life insurance recognizes an individual’s approach to a healthy lifestyle. Companies, like John Hancock for example, are creating technology-based wellness programs to reward people in a more holistic way. John Hancock’s unique Vitality program takes into consideration healthy eating, exercise, sleep, regular check-ups and mental well-being — and rewards people for recording their healthy behavior with a complimentary Fitbit® or Apple Watch® for as little as $25*. By tracking healthy behaviors, people can unlock rewards ranging from savings on life insurance premiums to discounts on groceries, hotels, healthy gear, gift cards and more.

Eligibility for cheaper life insurance varies on a number of factors such as your health lifestyle. Thousands have already checked and saved on life insurance for healthy people. It takes less than one minute to answer a few basic questions.

You can run an eligibility check for a cheap life insurance by selecting your age group:

Everyday actions can add up to a big value

Perhaps you’re someone who regularly takes the stairs, runs with your dog and loves trying new healthy recipes. This type of life insurance works to your advantage by letting you record your health-smart ways and giving you credit for the things you do already. Or maybe you’re someone who would like to become healthier. Programs like John Hancock Vitality are a great incentive to naturally incorporate healthy habits into your life and track your progress. Either way, this can result in significant savings on your premiums over the life of your policy.

Good health is its own reward and so much more

It doesn’t require scientific studies to know being healthy feels good. Beyond the immediate benefits is the potential to live a longer, happier life. It’s worth considering all the benefits of healthy lifestyle choices — even savings on life insurance.

Eligibility for cheaper life insurance varies on a number of factors such as your health lifestyle. Thousands have already checked and saved on life insurance for healthy people. It takes less than one minute to answer a few basic questions.

You can run an eligibility check for a cheap life insurance by selecting your age group:

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02210 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. For more information, please click on Important Disclosures.

Approval number: MLINY031119042